河北农业科学2025，Vol.29Issue(5)：42-47,6.DOI:10.12148/hbnykx.20250063
数字普惠金融赋能区域共同富裕的理论机制与实践
Theoretical Mechanism and Practice of Digital Inclusive Finance Empowering Regional Common Prosperity
摘要
Abstract
Digital inclusive finance not only inherits the core functions of traditional financial services,but also deeply integrates the frontier digital technologies,highly meeting the urgent demand for inclusive and accurate financial services in the current process of China's economic development.Based on the data of prefecture level cities from 2011 to 2022,the empirical analysis was conducted using fixed effects models and other methods.Conduct in-depth research on digital inclusive finance empowering regional common prosperity in 31 regions of China.Digital inclusive finance empowering regional common prosperity in 31 regions of China were studied in depth.The results indicated that digital inclusive finance had a positive promoting effect on regional common prosperity.Regional education and Internet penetration played a moderating role in the relationship between digital inclusive finance and regional common prosperity,and positively regulate the promotion effect of digital inclusive finance on common prosperity.Digital inclusive finance in both northern and southern regions could greatly promote the realization of regional common prosperity.The countermeasures and suggestions to strengthen the regional coordinated development mechanism of digital inclusive finance,establish a multi-level risk prevention and control system,and implement the project to enhance the digital financial literacy of the entire population were proposed.关键词
数字普惠金融/共同富裕/异质性Key words
Digital inclusive finance/Common prosperity/Heterogeneity分类
管理科学引用本文复制引用
刘悦然,王茗涵,黄星安,马骁尧,张佳乐,申琳,张维霄..数字普惠金融赋能区域共同富裕的理论机制与实践[J].河北农业科学,2025,29(5):42-47,6.基金项目
大学生创新创业训练项目"数字普惠金融赋能京津冀地区共同富裕的理论机制和实践研究"(2025195) （2025195）
沧州市社会科学发展研究课题"新质生产力赋能数字乡村建设的内在机理与驱动机制"(2025271) （2025271）
