当代经济管理2026，Vol.48Issue(6)：68-77,10.DOI:10.13253/j.cnki.ddjjgl.2026.06.007
新业态灵活就业人员适应性养老保险制度:构建逻辑与推进策略
Adaptive Social Pension Insurance System for Flexible Workers in the New Forms of Business:Construction Logic and Promotion Strategy
摘要
Abstract
Improving the pension insurance system for flexible workers in the new forms of business and promoting their high-quality participation is an essential requirement for advancing Chinese-style modernization.Based on an analysis of the characteristics of flexible workers in China's emerging in-dustries and the challenges they face in participating in pension insurance,an adaptive pension insurance framework for flexible workers is proposed,grounded in complex adaptive system theory and the basic value objectives of social insurance systems.This framework consists of four interconnected,cyclically evolving key stages:subject activation,interactive recognition,collaborative response,and learning-based adaptation.To ensure the social pension insurance system continuously adapts to new forms of business,it is proposed to further refine the design rules of the pension system,enhance the system's risk perception capabilities,optimize the full-service process,and strengthen multi-party collaboration.The system should gradually offer a comprehensive adaptive pension insurance system to all flexible workers,covering contribution levels,benefit distribution methods,and platform de-duction mechanisms.The goal is to provide valuable insights for establishing a social security system covering the entire population and promoting the sustainable,high-quality development of the platform economy.关键词
新业态/灵活就业人员/适应性/养老保险制度Key words
new forms of business/flexible workers/adaptability/social pension insurance system分类
管理科学引用本文复制引用
方群..新业态灵活就业人员适应性养老保险制度:构建逻辑与推进策略[J].当代经济管理,2026,48(6):68-77,10.基金项目
国家社会科学基金青年项目"新业态下灵活就业人员适应性养老保险制度构建研究"(21CRK009). （21CRK009）
