继续教育研究Issue(6)：31-36,6.
基于IDPI四层核心架构的学分银行平台研究
A Study on the Credit Bank Platform Based on the IDPI Four-Layer Core Architecture
摘要
Abstract
Although the development of credit banks in China has achieved systematic progress in institutional design,service models,application scenarios,and technical support,several difficulties still constrain their digital transformation and upgrading.These include inconsistent certification standards,complex credit transfer rules,limited cross-institutional collaboration,and low operational efficiency.The digital transformation of credit banks entails a comprehensive shift toward digital operations,the construction of an interconnected ecosystem,the realization of data intelligence,and ultimately the empowerment of users.This transformation requires core driving forces from four aspects:policy,technology,demand,and ecosystem,while address-ing five key challenges:lagging standards,data governance,collaboration barriers,security and trust,and sustainable operation.In response,it is essen-tial to build a four-layer core architecture for the credit bank platform,consisting of a cloud and network infrastructure layer(IaaS),a data resource cen-ter layer(DaaS),a platform capability support layer(PaaS),and an intelligent application service layer(SaaS).Leveraging key technologies such as blockchain and artificial intelligence,this architecture aims to reconstruct trust mechanisms,enhance operational efficiency,unlock the value of data,and ultimately empower every learner.关键词
学分银行/数字技术/云网基础/数据资源/平台支撑Key words
Credit bank/Digital technology/Cloud network infrastructure/Data resources/Platform support分类
社会科学引用本文复制引用
杨笑卉..基于IDPI四层核心架构的学分银行平台研究[J].继续教育研究,2026,(6):31-36,6.基金项目
辽宁省教育厅教育教学改革一般项目"互联网+条件下的采矿工程专业人才培养新模式的研究与实践"(编号:LN2021-349) （编号:LN2021-349）
辽宁省教育厅本科教学优质教学资源与共享课程建设项目"基于互联网的跨校区修学分混合式教学模式研究与实践——以高级语言程序设计课程为例"(编号:LN2021-1357) （编号:LN2021-1357）
辽宁工程技术大学本科教育教学改革"揭榜挂帅"项目"新质生产力背景下的高等学历继续教育人才培养模式研究"(编号:LNTU2024-14). （编号:LNTU2024-14）
