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基于AI+产业数据要素的数字信用供应链金融

成洁沄

金融科技时代Issue(5):64-69,6.
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金融科技时代Issue(5):64-69,6.

基于AI+产业数据要素的数字信用供应链金融

AI-Driven Digital-Credit Supply Chain Finance Using Industrial Data Elements

成洁沄1

作者信息

  • 1. 广东省农村信用社联合社银信中心,邮政编码:510655
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摘要

Abstract

This paper proposes a digital-credit supply chain finance model that leverages artificial intelligence(AI)and industrial data elements.Using data collection,AI-driven analysis,and trend fore-casting,the model rebuilds the credit evaluation system,breaks information silos along the industrial chain,streamlines business processes,and strengthens risk management.With aquaculture as a case scenario,it tackles financing bottlenecks-including a fragmented client base,poor data quality,and high fraud exposure.The model delivers end-to-end online financing,intelligent risk control,and blockchain-based attestation,fostering deeper integration between the industrial and financial sides and offering efficient,targeted financial support to the real economy.

关键词

人工智能/数字信用/供应链金融/产业数据要素

Key words

AI/Digital Credit/Supply Chain Finance/Industrial Data Elements

分类

管理科学

引用本文复制引用

成洁沄..基于AI+产业数据要素的数字信用供应链金融[J].金融科技时代,2026,(5):64-69,6.

金融科技时代

2095-0799

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