中国农业大学学报2024，Vol.29Issue(4)：40-53,14.DOI:10.11841/j.issn.1007-4333.2024.04.04
数字普惠金融与新型农业经营主体经济韧性:赋能还是负能?
Digital inclusive finance and economic resilience of new agricultural operators:Empowerment or negative energy?
摘要
Abstract
To solve the problems of financing difficulty,high risk and low stability commonly existed in new agricultural operators,based on the survey data of 1 021 new agricultural operators in 9 provinces(including autonomous regions),the entropy method is taken to measure the economic resilience of new agricultural operators,and the inclusive effect of digital finance is studied.The results show that:1)The economic resilience of new agricultural operators is generally weak,and there are significant differences in the economic resilience of different types of new agricultural operators.2)Digital inclusive finance empowers the economic resilience of new agricultural operators by promoting vertical diversification and financing stability,while also improving the level of horizontal diversification and enable negative energy on the economic resilience of new agricultural operators.3)There is a threshold effect on the empowerment effect of digital inclusive finance on the economic resilience of new agricultural operators of different business types.When the operation scale of new agricultural operators exceeds the threshold value,the empowerment effect of digital inclusive finance on the economic resilience of new agricultural operators will be significantly reduced.Therefore,optimizing the digital inclusive financial products,strengthening the construction of digital inclusive finance in financial institutions,accurately positioning the audience of digital inclusive finance,during comprehensively enhancing the economic resilience of new agricultural operators in this study.关键词
新型农业经营主体/经济韧性/数字普惠金融/门槛效应/农地规模效应Key words
new agricultural operators/economic resilience/digital inclusive finance/threshold model/agricultural land scale effect分类
管理科学引用本文复制引用
李梦琪,柯雪龙,康宽,郭沛..数字普惠金融与新型农业经营主体经济韧性:赋能还是负能?[J].中国农业大学学报,2024,29(4):40-53,14.基金项目
世界银行中国经济改革促进与能力加强技术援助项目(TCC6)子项目(202007211110159) （TCC6）
国家社会科学基金青年项目(22CSH036) （22CSH036）
国家留学基金委(202306350115) （202306350115）
