数字普惠金融能否促进农业高质量发展?OACHSSCDCSTPCD
Can Digital Inclusive Finance Promote High-Quality Agricultural Development——On the Mechanism of Influence and Spatial Effects
着力推动农业高质量发展是推进我国农业农村现代化的重要基础和关键支撑.我国正处于由农业大国转型为农业强国的关键时期,农业发展不平衡、不协调、大而不强、多而不优等问题突出,推进乡村全面振兴任重道远.作为农村金融供给的重要组成部分,数字普惠金融是实现我国农业高质量发展阔步前行的内在要求,通过构建并测度农业高质量发展指标体系,采用2011-2022 年省级面板数据及北京大学数字普惠金融数据,实证分析数字普惠金融对农业高质量发展的影响.研究表明:第一,数字普惠金融发展水平每提高 1%,农业高质量发展水平约提高 0.08%,农业高质量发展的东西部差距约缩小0.15%;第二,数字普惠金融对农业高质量发展的推动作用在数字普惠金融供给侧存在由信息不对称的缓解所带来的正向调节效应,在需求侧存在由农业规模化经营所带来的部分中介效应;第三,数字普惠金融对农业高质量发展有较强的正向空间溢出性.以数字普惠金融促农业农村金融供需适配是实现农业高质量发展的政策着力点,未来可进一步补齐农村数字通信基础设施短板,鼓励农业适度规模经营,释放规模经济效应,加快区域协调发展,进而推动农业实现质的有效提升和量的合理增长.
Focusing on promoting high-quality agricultural development is an important foundation and key support for promoting modernization of agriculture and rural areas in China.China is currently in a critical period of transformation from a great agricultural country to an agricultural powerhouse.The problems of unbalanced,uncoordinated,large but not strong,and numerous but not excellent agricultural development are prominent,and promoting comprehensive rural revitalization is a long and arduous task.Digital inclusive finance,as an important component of rural financial supply,is an inherent requirement for achieving high-quality agricultural development in China.By constructing and measuring an indicator system for high-quality agricultural development and using provincial panel data from 2011 to 2022 and Peking University digital inclusive finance data,this study empirically analyzes the impact of digital inclusive finance on high-quality agricultural development.Research has shown that,firstly,for every 1%increase in the development level of digital inclusive finance,the level of high-quality agricultural development increases by about 0.08%,and the gap between the East and West of high-quality agricultural development narrows by about 0.15%.Secondly,the promoting effect of digital inclusive finance on the high-quality development of agriculture has a positive regulatory effect on the supply side of digital inclusive finance caused by the alleviation of information asymmetry,and a partial intermediary effect on the demand side caused by the large-scale operation of agriculture.Thirdly,digital inclusive finance has a strong positive spatial spillover effect on the high-quality development of agriculture.Promoting the supply and demand adaptation of agriculture and rural finance through digital inclusive finance is a policy focus to achieve high-quality development of agriculture.In the future,we can further fill the gaps in rural digital communication infrastructure,encourage moderate scale operation of agriculture,release economies of scale effects,accelerate regional coordinated development,and promote the effective improvement of quality and reasonable growth of quantity in agriculture.
赵敏;郭伟建
河海大学商学院,江苏 南京 211100
经济学
乡村振兴数字普惠金融农业高质量发展影响机制空间溢出
rural revitalizationdigital inclusive financeagriculturehigh-quality developmentmechanism of influencespatial spillover
《河海大学学报（哲学社会科学版）》 2024 (002)
79-94 / 16
江苏省社会科学基金项目(22GLB018);中央高校基本科研业务费专项资金资助项目(B200207041,2019B33814)
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