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"互联网+"农业供应链金融模式研究OA

Research on the"Internet +"Agricultural Supply Chain Financial Model

中文摘要英文摘要

随着互联网技术的快速发展和广泛普及,其在农业领域的应用不断深化,"互联网+"农业供应链金融模式的出现,为解决传统农业金融面临的诸多问题如融资难、融资贵等提供了重要途径.本研究以新希望集团的"互联网+"农业供应链金融模式为例,深入探讨了其在农业金融领域的管理特性和运行机制.新希望集团的"互联网+"供应链金融模式展现出较强的灵活性和创新力,能够为农业领域的多样化需求提供定制化且精准匹配的金融服务.研究发现,通过深度融合物联网(IoT)、区块链、人工智能等前沿科技,新希望集团在以下方面取得了显著优势:其一,优化了农业供应链的资金周转速度,提升了企业整合资源的能力;其二,解决了信息不对称的问题,通过高效的数据管理和分析实现信息透明化和公平交易;其三,突破了传统农业金融的地域限制,利用互联网技术拓宽了业务覆盖范围,形成了广泛的服务网络.基于以上优势,"互联网+"农业供应链金融模式具有重大的实践意义.因此,政府和金融机构应进一步推动农业大数据资源的共享,完善农村信用体系,以促进"互联网+"农业供应链金融模式的广泛应用和发展.

With the rapid development and widespread application of internet technology,its deepening application in the field of agriculture is noteworthy.The emergence of the"Internet +"agricultural supply chain finance model provides an important pathway to solve various problems faced by traditional agricultural finance,such as difficulties in financing and high financing costs.This paper took the"Internet+"agricultural supply chain finance model of New Hope Group as an example and deeply explored its management characteristics and operating mechanisms in the field of agricultural finance.New Hope Group's"Internet+"supply chain finance model demonstrates strong flexibility and innovation,and can provide customized and accurately matched financial services for the diverse needs of the agricultural sector.The research found that by deeply integrating cutting-edge technologies such as the Internet of Things(IoT),blockchain,and artificial intelligence,New Hope Group has achieved significant advantages in the following areas:first,optimizing the capital turnover speed of the agricultural supply chain,enhancing the ability of enterprises to integrate resources;second,solving the problem of information asymmetry,realizing information transparency and fair trading through efficient data management and analysis;third,breaking through the geographical limitations of traditional agricultural finance,widening the business coverage range by utilizing internet technology,and forming a wide service network.Based on these advantages,the"Internet +"agricultural supply chain finance model has significant practical implications.Therefore,the government and financial institutions should further promote the sharing of agricultural big data resources,improve the rural credit system,to promote the widespread application and development of the"Internet+"agricultural supply chain finance model.

李荷雨;黄雨亭;肖凡

仲恺农业工程学院管理学院 广东 广州 510225

"互联网+"农业企业供应链金融新希望集团

"Internet+"agricultural enterprisessupply chain financeNew Hope Group

《农业展望》 2024 (004)

27-35 / 9

广州市哲学社会科学发展"十四五"规划2022年度课题"广州市'互联网+农业产业链'融资模式创新研究:基于博弈分析视角"(2022GZGJ43);仲恺农业工程学院教学质量与教学改革工程项目"混合式教学模式下《投资学》课程思政建设及评价研究"(ZG2023079);仲恺农业工程学院新农科教学研究与改革实践项目"新农科背景下《投资学》课程的思政融合研究与实践"

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