数字技术创新、信息化水平和数字化平台发展OA北大核心CSSCICSTPCD

Fintech platforms represent digital platforms and are the core driving force for the development of the digital economy.Grasping the non-linear impact,spatial spillover effect,and the heterogeneity of impact of digital technology innovation on the regional development of fintech platforms is the key to promoting the coordinated regional development of fintech platforms.First,the regional development index of fintech platforms is constructed based on the enterprise development dimension,platform application dimension,and public demand dimension.Then,the spatial Durbin econometric model and the threshold model are employed to analyze the threshold effect of the impact of digital technology innovation on the regional development of fintech platforms,and to explore the spatial spillover effect of digital technology innovation on the regional development of fintech platforms.Finally,whether there is spatial heterogeneity in the impact of digital technology innovations on the regional development of fintech platforms is investigated.The result shows that there is a threshold effect of informatization level when digital technology innovation promotes the regional development of fintech platforms.The catalytic effect is pronounced when the informatization level is low.The catalytic effect weakens when the informatization level is high.Digital technology innovation has a negative spatial spillover effect on the regional development of fintech platforms.The impact of digital technology innovation on the regional development of financial technology platform has spatial heterogeneity,and the effect is greater in underdeveloped regions than in developed regions.